Friday, April 19, 2024

United Health Care Vision Coverage

Is Unitedhealthcare Vision The Same As Eyemed Or Vsp

Get Medicare with Vision Coverage from UnitedHealthcare

Nope! But weve got you covered. All Wisconsin Vision eye doctors are in-network providers for UnitedHealthcare Vision and: Spectera, EyeMed, VSP, and many other vision insurance plans.

Where can I use UnitedHealthcare Vision in Wisconsin?

Wisconsin Vision takes UnitedHealthcare for vision at all of our 26 vision care centers. We make it easy to find a UnitedHealthcare Vision provider in Wisconsins largest metro areas.

How Can I Book An Appointment Online With A Unitedhealthcare Eye Doctor

Zocdoc is a free online service that helps patients find UnitedHealthcare Eye Doctors and book appointments instantly. You can search for UnitedHealthcare Eye Doctors by symptom or visit reason. Then, choose your location. Based on that information, youll see a list of providers who meet your search criteria, along with their available appointment slots.

Find Out What Your Plan Covers

There are different plan options offered through United Healthcare Vision Insurance. To learn what your options are, click on this link and fill in the required fields.

Plan A allows you to choose contact lenses or glasses with a $10 copay when using in-network providers. There is no age limit or waiting times for this plan. Premiums start on this plan at $10.40 a month and are determined depending on your location.

These are the coverages provided with the different plans and how they differ depending on the provider you choose.

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Eye Boutique Accepts Vision Insurance From Unitedhealthcare

Our eye doctors take UnitedHealthCare Vision plans at all our locations. Whether you have UHC vision coverage as an individual, family, or through your employers group plan, youre covered at Eye Boutique.

We offer free benefit checks for UHC Vision members. Just visit one of our stores or call and well check your plan and explain in plain language whats covered. You dont even need a printed vision benefits ID card.

Well help you get the most from your UnitedHealthCare Vision benefits

UnitedHealthCares vision plans typically include coverage for exams, lenses, frames and contact lenses. Because insurance plans are always subject to change, well verify everything your plan covers and help you identify ways to maximize the benefits for you and your family.

We work with vision insurance companies all the time, and understand the different strategies they employ to keep their own costs down. Take advantage of our expertise and let us show you the best way to get the eye care and eyewear you need while taking the least from your own pocket.

This list of UnitedHealthCare Vision benefits may not match your specific plan. Copays may apply. Please contact Eye Boutique for a free insurance check to find out your plans coverage and out-of-pocket cost details.

Typically, UHC Vision covers:

Don’t Overlook Member Discounts

united healthcare quotes

You can get more out of your vision insurance by taking advantage of discounts. For example, if you want laser correction surgery, you can get up to 35% off the price of laser surgery at QualSight Lasik, which has hundreds of locations.

You can also get a 10% discount on contact lenses at and discounts on non-prescription sunglasses. Vision plan members can buy custom-programmed hearing aids starting at $699 each.

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Choice Of Birth Center

Where you have your baby is an important choice. Thats why you can pick from hospitals across Kansas and surrounding states.

We also encourage you to tour the hospitals birthing center. This way you will be familiar with it. And be more relaxed when you have your baby.

Contact Member Services for help applying for a cell phone plan.

Look Into Eyeglasses That Suit Your Lifestyle

If youre like many people, you may spend hours at a time staring at a computer screen at work. That can lead to digital eye strain, also known as computer vision syndrome, a condition with uncomfortable symptoms, including:

The good news is that you can reduce digital eye strain by wearing computer glasses designed to relieve focus stress from looking at computers, smartphones and tablets. Custom computer glasses contain anti-reflective coating and blue light filtering to ease digital eye strain.

You may already own a pair of inexpensive over-the-counter computer reading glasses that claim to filter blue light. For the best viewing comfort, you might want to stay away from cheap computer glasses you can buy online. Instead, go with what your eye doctor suggests at your annual eye exam.

Prices for computer glasses can be about the same as other prescription glasses but could be more, depending on the glasses you choose. Basic frames are affordable, but high-end frames, progressive lenses or multifocal lenses cost more.

Depending on which plan you have, your vision plan may cover single vision, bifocal and trifocal/lenticular lenses, including standard scratch-resistant coating for eligible lenses. Keep in mind that you may pay extra for computer glasses.

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Am I Eligible For Vision Care Through Unitedhealthcare

To be eligible for a UnitedHealthcare Medicare Advantage plan with vision coverage, you must be enrolled in Medicare Part A and Part B.

UnitedHealthcares vision coverage is elective immediately, meaning there is no waiting period to use the coverage.

Medicare Advantage plans often come in the form of HMO or PPO plans, which means your plan may feature a network of preferred eye doctors and vision care centers.

UnitedHealthcare has a large network of eye doctors all over the U.S. who accept the companys vision insurance. To find an eye care provider near you who accepts UnitedHealthcare vision insurance, you can enter your ZIP code into the UnitedHealthcare Find a Doctor search tool.

How Can I Get Unitedhealthcare Medicare Vision Coverage

The Unique and Unexpected Perks of UnitedHealthcare Dental or Vision Plans

UHC Medicare Advantage plans can cover a number of vision services, including:

  • Annual eye exams
  • A new set of frames, lenses or contact lenses every year
  • Discounts on laser eye surgery
  • Prescription lenses coverage, including single vision, bifocal and trifocal/lenticular lenses

Free routine eye exams are included in most plans, along with an annual allowance for contacts and frames with full coverage of standard lenses.

All UnitedHealthcare Medicare Advantage plans also cover cataract surgery and other eye procedures and screenings that are covered by Original Medicare, such as glaucoma tests, macular degeneration tests and treatment and eye exams for people who have diabetes.

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What Is Covered Under A United Healthcare Vision Plan

The vision benefits with United Healthcare Vision give you the benefit of choosing the eye doctor you prefer along with the prescription eyewear you are comfortable with. From access to vision discounts to routine eye exams, this insurance plan is framed to fit your style and life.

Some of the benefits and coverages of United Healthcare Vision:

  • Out-of-pocket costs are lower. You will save money if you visit an in-network provider from the large national network of retail stores and private doctors.
  • No waiting periods.
  • Options for coverage: You choose coverage for the frames and lenses, contact lenses or both.
  • As long as the primary insured is 18 years old, coverage is available for all ages.
  • You have the option of using a non-network. However, provider discounts will not apply.

This is the plan for you if:

  • You are self-employed and looking to round out individual coverage
  • You are retired as this is a great Medicare option for individuals
  • You have health coverage but not vision care
  • You are looking for both an eye and dental insurance plan

Routine Vision Benefits May Include:

  • $0 yearly routine eye exam and eyewear allowances starting at $100 Free standard prescription lenses, including single vision, bifocals, trifocals and Tier I progressivesall with scratch-resistant coating
  • Savings on lens upgrades include tinting, UV/anti-reflective coating and polycarbonate lenses
  • Access to one of Medicare Advantages largest national vision networks, including in-store and online retailers
  • Eyewear available through online providers, including Warby Parker, GlassesUSA and others

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General Unitedhealthcare Plan Directory

The General UnitedHealthcare Plan Directory allows you to search for doctors, clinics and hospitals by selecting from the UnitedHealthcare family of health plans offered. This directory includes care providers who serve our Commercial, Medicaid / Community Plan and Medicare members.

Search for Care Providers in the General UnitedHealthcare Plan Directory.

Need to Update Your Demographic Information?

The My Practice Profile tool in the UnitedHealthcare Provider Portal lets you view, update and attest to the care provider demographic information UnitedHealthcare members see for your organization. Use the app to make demographic changes just one time, in one place and get those updates into our systems more quickly.

Search the UnitedHealthcare NexusACO Care Provider Directory to locate participating physicians, hospitals and health care professionals. In addition, you can use the directory to identify your practices tiered status for members with a NexusACO tiered benefit plan.

For more information on NexusACO products:

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With Plan A And An In

United Healthcare Network Rehabs [Insurance Coverage]
  • Eye Exams: $10 copay
  • Trifocals: $80 allowance
  • Contacts: $105 allowance

There is a 12-month initial policy term required in some states. To determine if this applies in your state, check Vision State Variations 44276iCA-G for the state of California, 44276iWI-G for the state of Wisconsin, and 44276iG for all other states.

If you want to check your account to learn which plan you have, you can click the Sign In tab in the upper-right corner of the Home Page.

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What Medicare Vision Coverage Is Available Under Original Medicare

The Medicare Advantage program was created by Congress in 2003 to offer beneficiaries an alternative way to get their Original Medicare benefits, according to the Center for Medicare & Medicaid Services. When you enroll in a UnitedHealthcare Medicare Advantage plan, you get not only your Medicare Part A and Part B benefits but many UHC plans carry additional benefits, such as routine vision care, prescription drug coverage, and more, depending on the plan you select.

Under Original Medicare, Medicare vision coverage is limited to medically necessary expenses involved in the treatment of injuries and diseases of the eyes. For example, Medicare Part B may cover eye exams to screen for glaucoma if youre at high risk for the disease, or diabetic retinopathy if you have diabetes. Part B may also cover artificial eyes when medically necessary and obtained from a Medicare-approved supplier.

Medicare generally covers medically necessary cataract surgery, as well as one pair of corrective lenses after the surgery.

In most cases, however, Original Medicare doesnt cover routine vision care services such as:

  • Annual eye examinations and screening tests for glaucoma
  • Prescription eyewear

How Can I Find A Top

You can use Zocdoc to find UnitedHealthcare Eye Doctors who are highly rated by other patients. These ratings are based on verified reviews submitted by real patients. Every time a patient completes an appointment booked on Zocdoc, theyre invited to review their experience. Each review must comply with Zocdocs guidelines.

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United Healthcare Dental And Vision

This is actual dental and vision insurance, not a discount plan. There is a large network of vision providers in several states. The insured can go out of network for exams and purchases, but the most affordable benefits will be realized by staying in network.

As this is a new plan, it is not available in all states yet, but should be widely offered soon. The vision plan, when coupled with dental coverage, can be purchased in Ohio, Missouri, Arizona, California, Illinois, Indiana, Florida, Pennsylvania and several other states.

There is no underwriting needed in order to apply for coverage. There will be a short waiting period for basic and/or major services to commence with the United HealthCare dental plans, but no waiting period for routine cleanings. The vision coverage takes affect on the desired enrollment date.

What Is A Unitedhealthcare In

The Unique and Unexpected Perks of UnitedHealthcare Dental or Vision Plans

Youll often hear the term in-network doctor when referencing health care and insurance. A UnitedHealthcare in-network doctor is one who accepts UnitedHealthcare insurance and agrees to the cost-sharing terms outlined in their contract with UnitedHealthcare.

The UnitedHealthcare Medicare network includes more than just doctors. Pharmacies, hospitals, rehab facilities, urgent care clinics, dentists and even suppliers of medical equipment may all be part of the UnitedHealthcare network.

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Need Help Finding A Plan

Answer a few questions to see which insurance options may be available for you.


  • Primary insured must be 18 years of age or older.
  • Vision plans are administered by Spectera, Inc. 12-month initial policy term required . See plan brochure for specific information.
  • Available in most states. Additional premium required.
  • What Providers Accept Unitedhealthcare Vision Insurance

    The UnitedHealthcare provider network includes more than 1.3 million doctors and other health care professionals and 6,500 hospitals and health care facilities nationwide. When it comes to UnitedHealthcare vision care providers, UHC Medicare plan members have access to local private practices and large retail chains like Walmart, Costco, Visionworks, Target Optical and more.

    In fact, UnitedHealthcare recently expanded its network of online and in-store vision providers to include LensCrafters, 1-800 Contacts and GlassesUSA. The UHC network now includes 96% of the nations top retailers, and 99% of UHC plan members in major markets have access to a network provider within two miles of their home.2

    You can use the provider search tool at to search for eye doctors, ophthalmologists and other health care providers near you. You can also search for eye doctors near you by logging into your myuhc online account or by using the UnitedHealthcare app.

    You may sometimes see UnitedHealthcare vision care provider networks referred to us as Spectera Eyecare Networks.

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    Is Unitedhealthcare Vision The Same As Spectera

    They are closely related. According to the UHC website, all providers in Specteras Eyecare Network also accept UnitedHealthcare vision.

    UnitedHealthcare owns the Spectera network, which is made up of vision care providers for routine eye exams, prescription updates, glasses, contacts, and so on. They also provide coverage for vision emergencies through their medical network. The separation provides a clear division between the two types of eye care to simplify claims and billing for members.

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    How To Buy Unitedhealthcare Golded Rule Vision Insurance

    United Health Vision Plan Providers

    You can purchase a vision insurance plan by visiting the UnitedHealthcare website or calling a representative on the phone. On the site, click on Shop for Insurance, then select Supplemental Insurance to find the option for vision plans. Fill in the form on the quote calculator and choose the plan that fits your needs to see the cost. You can immediately apply for the vision insurance after you view the quote.

    UnitedHealthcare accepts vision insurance premium payments online using a credit card or electronic funds transfer. Typically, approval is speedy, and you can receive coverage as soon as the next day.

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    Lenscrafters And Other Providers Join Unitedhealthcare Vision Network

    UnitedHealthcare Vision expands online and in-store shopping options for members with the addition of LensCrafters®, 1-800 Contacts® and to network.

    • Products and services

    To provide members with greater access and choice of providers as well as improved price points and service options, UnitedHealthcare Vision recently expanded online and in-store shopping options for members with the addition of LensCrafters®, 1-800 Contacts® and to our network. UnitedHealthcare Vision offers members one of the largest networks on the market today, with over 120,000 access points.

    The UnitedHealthcare Vision network provides members with:

    • Access 99% of members in major markets have access to a network provider within 2 miles of their home
    • Top retailers Our network includes 96% of the top retailers*
    • Locations and hours Network choices offer a variety of options, including online options for members who prefer to shop from the comfort of their home

    To search for network providers, UnitedHealthcare Vision members can visit

    Please contact your broker or UnitedHealthcare representative with questions.

    *As ranked by Vision Monday May 2019.

    All trademarks are the property of their respective owners.

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    United Healthcare Dental Insurance Coverage Options

    The dental insurance options accompanying the vision insurance coverage are also comprehensive. In most states, there are either two or four plans to choose from each with a varying level of coverage.

    The two plans are similar in benefits except that the Value Plan requires the insured to use in-network dentists whereas the Premier Plan does not. The insured will enjoy monthly savings on their premium by selecting the Value Plan and using the UHC dental network.

    In summary, United Healthcare through Golden Rule Insurance Company is already known for offering very affordable health insurance plans in most states. Coverage can be purchased in Ohio, Illinois, Indiana, Missouri, Florida, Pennsylvania as well as several other states.

    They have increased their offerings and thus their appeal by offering vision and dental insurance to prospective insureds as well. Click on the UHC logo above to view quotes, compare benefits and to enroll online direct.

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    Start Using Your Vision Benefits Right Away

    Your employer may offer group vision insurance thats part of your employee benefits package. Many employers deduct the monthly vision plan premiuman amount thats only a few dollars a weekfrom your paycheck. That way, you wont have to keep track of making payments.

    If youre self-employed, a freelancer or a gig worker, you can still buy a UnitedHealthcare vision plan for yourself and your family.

    With a vision plan, you can save money on glasses, frames, lenses and contact lenses. You may be able to upgrade to better eyewear or lenses with features like anti-reflective coating, progressive lenses or .

    Need to shop for a UnitedHealthcare vision plan? Go to UnitedHealthcares vision insurance page at and enter your zip code for vision plans in your area.

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