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Blue Cross Blue Shield Dental And Vision

Looking For A Vision Plan

Combining Medical, Dental and Vision Insurance Coverage with Blue Cross

We have plans for all ages. Check out our vision + dental combo plan, too.

Visit with our friendly insurance experts at our ArkansasBlue Welcome Centers.

This website is owned and operated by USAble Mutual Insurance Company, d/b/a Arkansas Blue Cross and Blue Shield. Arkansas Blue Cross and Blue Shield is an Independent Licensee of the Blue Cross and Blue Shield Association and is licensed to offer health plans in all 75 counties of Arkansas.

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Individual And Family Health Insurance

When you think of health insurance, this is likely the first type of health insurance that comes to mind. Individual and Family plans are plans you enroll in on your own during the Open Enrollment Period or with a qualifying event during the Special Enrollment Period. These plans cover a wide range of services and:

  • Last a year or longer
  • Can usually be renewed
  • Meet the essential requirements set by the Affordable Care Act . ACA requirements include:
  • Emergency services, hospitalization, and preventive care
  • Maternity, newborn and pediatric care
  • Mental health care and substance abuse treatment
  • Lab services, prescription drugs, and disease management
  • Rehabilitative services and devices

If you enroll in Individual health insurance and family coverage, you may be able to get help paying for it with a premium tax credit, also known as a subsidy. Learn more about getting financial help to lower your monthly bill.

About Blue Cross Blue Shield Association

The Blue Cross and Blue Shield Association is a national federation of 34 independent, community-based and locally operated Blue Cross and Blue Shield companies that collectively provide health care coverage for one in three Americans.

The Blue Cross Blue Shield Association is an association of 35 independent, locally operated Blue Cross and/or Blue Shield companies.

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I Dont Need To Wear Glasses Why Should I Go To The Eye Doctor

You may be struggling to see and not even realize it. The Mayo Clinic suggests that adults who dont wear glasses should see a doctor when they turn 40 because thats when vision starts to change, and it can help detect early diseases.4

Even if you dont wear glasses, there are many times throughout life when your vision should be checked: 4

  • Children 3-5 should see an eye doctor to check for vision problems or issues with eye alignment.
  • School-age children entering kindergarten.

How Do I Find An Eye Doctor Or Dentist

Shop for individual and family health plans at Anthem Blue Cross Blue ...

We want to make it as easy for you to get the regular and preventive screenings you need to stay healthy and happy.

  • BlueDental plans cover at least two regular exams and cleanings a year at little or no cost when seeing an in-network dentist.
  • BlueVision plans include an annual eye exam with a $10 copay.

Dont delay. Schedule a screening with your doctor today. Log in at Find a Doctor or call to learn more about your benefits.

Together, we can achieve better health.

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How Often Do I Need To Go To The Dentist

Its important to see the dentist at least once a year.8

Thats because regular visits to the dentist keep your smile bright and dentists can also see if there are other health issues.

Dentists can detect larger health issues, like bone disease, heart problems, digestion issues and stress.1 In fact, your dentist can see up to 90% of systemic diseases in your mouth.9

Over 53 million Americans live with untreated tooth decay, but routine dental visits can prevent this.10

Poor oral health and tooth decay can cause: 11

  • Complications with pregnancy and birth
  • Worsen ongoing health conditions, like diabetes

Its especially important for minorities to go to the dentists, since Black and Hispanic adults are 2x more likely to have untreated oral health issues than their white counterparts.12

Benefits You Can Clearly See

Healthy eyes and clear vision are important parts of your overall health and quality of life. With BCBS FEP Vision, get supplemental vision coverage that helps you care for your future. Were excited to offer our coverage to federal employees and retirees plus eligible retired uniformed service members enrolled in a TRICARE health plan, their dependents and the dependents of uniformed service members.

These benefits are neither offered nor guaranteed under contract with the FEHB Program but are made available to all enrollees and family members who become members of BCBS FEP Vision.

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Customer Service That Puts You First

When it comes to getting the most out of a Blue Shield of California plan, were here to help.

Schedule your appointment at the same time as your flu shot.

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This information is not a complete description of benefits. Call Customer Care at 776-4466 for more information.

The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

Page last updated 2/24/2020

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This information is not a complete description of benefits. Call Member Services at 452-4413 for more information.

The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

Blue Shield of California complies with applicable state laws and federal civil rights laws, and does not discriminate on the basis of race, color, national origin, ancestry, religion, sex, marital status, gender, gender identity, sexual orientation, age, or disability.

for more information.

Page last updated 2/24/2020

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Blue Shield of California Promise Health Plan is an independent licensee of the Blue Shield Association. Blue Shield of California is an independent member of the Blue Shield Association.

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Here’s Why More People Choose Blue:

Medicare Basics: How to get dental, vision, and hearing coverage

An extensive, fully-covered Exclusive Collection of frames, each valued up to $195

Fully-covered, comprehensive vision care exams for all members

A large nationwide network with over 125,000 provider access points

Our High Option frame allowance covers about 90% of national retailers frames in full

Discounts on health and wellness products through Blue365®

Partnering with well-known retail brands to provide easy access to vision care

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Using Your Dental Insurance Couldnt Be Easier:

Choose a licensed dentist practicing in North Carolina
Make an appointment
Show your Blue Cross NC member ID card at the dentists office

Though most dentist offices will file a claim for you, if they don’t offer that service, you will need to file the claim.

Who’s eligible for Dental Blue® for Individuals?

All applicants and their dependents are eligible. Applicants must also be a resident of North Carolina and must have not had a Dental Blue for Individuals policy in the last 12 months.

How do I file a dental claim?

Participating providers will file the claim on your behalf. If your dentist office does not file claims, you should pay the dentist in full and submit your claim to Blue Cross NC for reimbursement. Complete a dental claim form and mail it to us within 180 days from the date of your service.

Mail the completed claim form to:

Blue Cross and Blue Shield of North CarolinaDental Claims Unit

Will I get credit for my prior dental coverage?

Yes, Blue Cross NC may waive or reduce any applicable dental waiting period by the number of month of prior dental coverage. Proof of prior dental coverage with less than 63 days lapse in coverage is required.

Dental Blue for Individuals is not part of the covered health insurance benefits of any Blue Cross NC plans. Dental Blue for Individuals must be purchased separately.

Blue Cross Blue Shield Dental & vision Plans

For additional coverage beyond our health plan benefits, we offer supplemental dental and vision plans, available to federal employees and eligible uniformed service members.

Coronavirus Update

Were committed to supporting our members health and well-being during this time. If youre a BCBS FEP Dental member, learn more here. If youre a BCBS FEP Vision member, learn more here.

The Federal Employees Dental and Vision Insurance Program is a voluntary, enrollee-pay-all dental and vision program that offers you the chance to choose your carrier. Backed by the strength of Blue Cross Blue Shield, were proud to offer plans that help keep your mouth and eyes healthy.

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Dental Vision And Life Insurance Plans

Complete your health benefits package with dental, vision and life insurance coverage.Help your employees be part of a healthier and happier workforce with Blue Shield specialty products. Specialty products can be purchased with or without a Blue Shield medical plan.

See how integrating medical and specialty coverage into one consolidated experience adds value for your employees.

Bcbs Fep Vision Offers The Coverage You Want:

Blue Cross Blue Shield Dental Customer Service
  • Free comprehensive vision care exams for all members
  • Access to over 117,000 eye care providers nationwide, including Visionworks, LensCrafters, Costco, Walmart, Sams Club, Target Optical, Pearle Vision and more
  • An extensive fully covered Exclusive Collection of frames
  • A $200 frame allowance with our High Option that covers about 90% of national retailers frames in full
  • Benefits that work overseas
  • Access to health and wellness discounts from Blue365®

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Discrimination Is Against The Law

  • Free aids and services for people with disabilities to communicate effectively with us, such as:
    • Qualified sign language interpreters
  • Free language assistance to people whose primary language is not English, such as:
    • Qualified interpreters
    • Information written in other languages
  • Sending a letter to Blue Cross Blue Shield FEP Dental, P.O. Box 551, Minneapolis, MN 55440-0551.

Does Diabetes Really Cause Blindness

Yes. In fact, diabetes is the leading cause of blindness of adults in America.5

And blindness from diabetes, also known as diabetic retinopathy, is predicted to increase by 50% by 2030 due to many more people developing the disease.6

Not everyone is impacted equally. Minorities are at a higher risk of going blind from diabetes, and it can be difficult in the early stages to detect potential blindness without an annual eye exam.6

If you have diabetes or are at-risk of developing diabetes, here are some tips to keep your eyes healthy:7

  • See your eye doctor at least once a year. Catching problems early is key because thats when theyre the easiest to treat.
  • Keep blood sugar in check. High blood sugar damages blood vessels in your body, including your eyes. Over time, this can cause vision problems.
  • Watch blood pressure and cholesterol. Healthy blood pressure and cholesterol levels are not only great for overall health, but theyre important to keep vision loss at bay.
  • Quit smoking. Smoking doesnt just increase your risks for cancers and emphysema, but it also increases your risk for blindness.
  • Move. Regular physical activity is one of the best things you can do for overall health, including for healthy eyes.

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What Is Blueprint Portal

Blueprint Portal is a members-only website that will help you understand and manage your health plan so youre able to find quality, patient-focused healthcare at the best possible price.

  • Review claims history
  • Check deductible and out-of-pocket totals
  • View and order replacement ID cards
  • Find a doctor or hospital
  • Estimate treatment costs
  • Review a recent doctor visit

What Is The Preventive Incentive Included In The Adult Dental Premier Plan

Blue HowTo: BCBS FEP Dental

The Preventive Incentive is a plan feature that enables you to stretch your benefit dollars. The amount your plan pays for covered preventive and diagnostic services such as exams, cleanings, X-rays, and emergency treatment does not count toward your annual maximum benefit, so you can use these dollars for other services.

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How Do I Apply For Adult Dental Coverage

You can apply for adult dental coverage at ibx.com/enrolldental or by calling . Adult dental plans can be purchased throughout the year, with or without the purchase of a health plan. Adult dental plans are a 12-month contract that will renew on your anniversary date.

Tip: If you would like your dental insurance plan to be effective on January 1 and renew at the same time as your Independence Blue Cross health plan, be sure to purchase your adult dental plan between November 1 and December 15.

How Do I Apply For Adult Vision Coverage

You can apply for adult vision plans at ibx.com/enrollvision or by calling . Adult vision plans can be purchased throughout the year, with or without the purchase of an Independence Blue Cross health plan. Adult vision plans are a 12-month contract that will renew on your anniversary date.

Tip: If you would like your adult vision plan to be effective on January 1 and renew at the same time as your Independence Blue Cross health plan, be sure to purchase your adult vision plan between November 1 and December 15.

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How Can I Get Dental Vision And Hearing Coverage With My Medicare Supplement Plan

Who is this for?

If you have a Blue Cross Medicare Supplement or Legacy Medigap plan, this tells you how to get dental, vision and hearing coverage to go with your plan.

Blue Cross Medicare Supplements do not cover dental, hearing or vision exams, or cleanings, or other items like cleanings, prescription lenses or hearing aids. For $15.25 a month you can the Dental Vision Hearing Package to enhance your Medicare supplement plan. The premium cost may be re-evaluated each year and is subject to change.

When Will My Adult Vision Benefits Be Effective

Benefits Info

If you purchase by the 15th of the month, your adult vision plan will be effective on the first of the following month. If you purchase after the 15th of the month, your adult vision plan will be effective on the 1st of the second month following the application submission date.

Example:

  • Purchase between March 1 and March 15, your vision plan will be effective on April 1
  • Purchase between March 16 and March 31, your vision plan will be effective on May 1

There is a 30-day waiting period for all covered services and supplies for new contracts. After you have satisfied your waiting period, you can start using your adult vision benefits.

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Bluecare Dentalsm Is The Right Choice

Complete your health care coverage with a dental plan from Blue Cross and Blue Shield of Illinois.

Dental care is vital to your overall health. Thats why Blue Cross and Blue Shield of Illinois offers BlueCare Dental plans for everyone in the family.

Our dental plans provide you with coverage for preventive services like checkups, cleanings and basic X-rays, as well as procedures like fillings, bridges and crowns.

With BlueCare Dental, discounts of 30 to 50% can lower your cost of dental care each time you use a network dentist.

Youll have access to one of the largest dental networks in the country. You also get the freedom to choose any general dentist or specialist in the network without a referral.

  • Individual & Family plans for adults and children
  • Medicare Advantage plans
  • Teledentistry offered on some PPO plans

Visit the Dental Wellness Center to learn more about how dental coverage works and to find a BlueCare Dental provider.

When Will My Adult Dental Plan Be Effective

If you purchase adult dental insurance from Independence Blue by the 15th of the month, your adult dental plan will be effective on the first day of the following month. If you purchase after the 15th of the month, your adult dental plan will be effective on the first day of the second month following the application submission date.

Example:

  • Purchase between March 1 and March 15, your dental plan will be effective on April 1
  • Purchase between March 16 and March 31, your dental plan will be effective on May 1

Please note that some services, such as crowns, have waiting periods that must be satisfied before they can be covered by the plan. However, preventive and diagnostic services such as exams, cleanings, and X-rays do not have waiting periods.

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Blue Cross Blue Shield Fep Visionsm

For additional coverage beyond our health plan benefits, we offer supplemental vision coverage for federal employees and eligible retired uniformed service members and active duty family members.

Coronavirus Update

See how were supporting BCBS FEP Vision members health during this time, including following the Centers for Disease Control and Prevention guidelines and coordinating with our partners to provide uninterrupted service for eyewear orders. Learn more here.

What The Dental Vision Hearing Package Covers

Building a Benefits Package for Employees with Blue Cross

This additional coverage gives you:

  • Dental exams, cleanings, x-rays and fluoride at no additional cost when you use an in-network provider
  • In-network vision coverage that includes standard lenses every 12 months
  • One hearing exam every 12 months and savings of up to 60% off average retail hearing aid prices at a TruHearing® provider

Fill out an application: Dental Vision Hearing Package Application

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Vision Care Is Important

Did you know that a simple comprehensive vision care exam can diagnose at least 25 health conditions? Not only eye-related health concerns, but conditions like diabetes, hypertension and cardiovascular disease. Youd be amazed at what you can find out about your health from a vision care exam before it becomes a problem.

Blue Cross Blue Shield Association Reports Dental And Vision Conditions Closely Related To Overall Health

Chicago People with serious dental and vision conditions are more likely to suffer from other significant ailments and incur higher medical costs, according to information released from the Blue Cross Blue Shield: The Health of America Report®.

Findings show that 3.7 million*, or six percent of Blue Cross and Blue Shield commercially insured members, experience serious enough dental conditions to generate medical insurance claims**. People with serious dental conditions are 25 percent more likely to suffer from heart disease and more likely to have autoimmune disorders, anemia, gastro-intestinal disorders and renal disease. They are twice as likely to visit the emergency room compared to those who do not have a medical claim for a severe dental condition. Members with these conditions have nearly two fewer years of healthy life, according to the BCBS Health Index.

About 5.6 million, or eight percent of BCBS members suffer from severe eye conditions that generate medical claims. People with serious vision conditions are twice as likely to visit the emergency room as those who do not have a severe vision medical claim, and are more likely to suffer from autoimmune disease, stroke, renal failure and diabetes. Members with these conditions have more than two fewer years of healthy life, according to the BCBS Health Index.

For more information, visit www.bcbs.com/the-health-of-america.

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