Tuesday, April 16, 2024

Anthem Blue Cross Blue Shield Vision Coverage

Upgrade Eyewear With Vision Plan Discounts

CONNECT with Anthem Blue Cross Blue Shield: Medicare Advantage Plans

Once youre enrolled in a Blue Cross Blue Shield vision plan, start using your plans benefits right away. In addition to your vision plans annual eye exam, your plan may offer discounts and special promotions to help you save money.

For example, if you want to get prescription sunglasses, your plan might offer a discount that makes quality sunglasses more affordable.

Perhaps youve had your eye on a pair of expensive frames that were out of your price range. Or maybe you suffer from dry eyes or headaches when staring at a computer screen for hours at a time. If thats the case, your BCBS vision plan may help you buy a pair of computer glasses to ease eye strain.

Basic computer glasses are generally affordable. If you want high-end frames, multifocal lenses or progressive lenses, your vision plan can go a long way toward lowering the cost.

What Is Not Covered

Blue View Vision does not cover serious vision conditions like glaucoma, cataracts or vitrectomy. The plans also do not cover laser surgeries that do not involve the correction of refractive errors.

If you have a non-refractive condition like glaucoma, you may consider an alternative insurance policy. Consult your optometrist on alternative care.

How Much Does Vision Coverage Cost With Blue Cross Blue Shield

The cost of vision coverage through Blue Cross Blue Shield will vary depending on location and plan selection.

As an example, Blue Cross Blue Shield of North Carolina offers two vision plan options. One costs $7.13 per month while the other costs $16.36 per month.1 In California, vision plans are available from Blue California for $6.90 or $12.90 per month.2

Each of the plan options in North Carolina and California feature their own cost requirements for deductibles, copayments and coinsurance, along with offering varying allowances or discounts for certain products and services.

The cost of a Medicare Advantage plan from Blue Cross Blue Shield will also vary according to location. The table below shows some different plan premiums for Blue Cross Blue Shield Medicare Advantage plans with vision coverage in three cities using the Medicare.gov plan finder tool.

Medicare Vision Coverage

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What Types Of Blue Cross Blue Shield Vision Plans Are Available

Blue Cross Blue Shield operates under dozens of different names according to the state or region where the company does business. For example, you might find plans available from Blue Cross Blue Shield of Arizona in the state of Arizona, but plans might be offered by Florida Blue in Florida, CareFirst BlueCross BlueShield in Maryland and many other names depending on where you live. You may even see names like Anthem, Horizon, Empire, Highmark and more attached to the Blue Cross Blue Shield name.

With all that in mind, the exact vision plans that are available from Blue Cross Blue Shield will vary by state. However, they can generally be broken down as follows:

Blue Cross And Blue Shield Of Georgia

Anthem Blue Cross Blue Shield: Health Insurance, Medicare &  More in ...

Blue Cross and Blue Shield of Georgia is one of 48 independent Blue Cross and Blue Shield corporations. Founded in 1937, the Company and its subsidiaries provide a comprehensive range of group and individual health benefit, life and disability products to more than 1.8 million Georgians.

In 1999, Blue Cross and Blue Shield of Georgia’s Preferred Provider Organization, BlueChoice PPO, received full two-year accreditation from the American HealthCare Commission/URAC for its health network and utilization management. This is BCBSGA’s second, full two-year accreditation for from AAHCC/URAC.

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What Is Blue Cross Blue Shield

Blue Cross Blue Shield is a major health insurance provider, including Blue Cross Blue Shield vision insurance. BCBS vision insurance covers a vision network of more than 117,000 providers and several top vision care chains. A BCBS vision plan can help save money on eye exams and eyewear.

Even if you dont wear glasses or contacts, a Blue Cross vision insurance plan can still help you and your family stay on top of your overall eye health with routine eye exams. Blue Cross Blue Shield offers family and individual vision insurance plans, as well as employer-sponsored group plans.

Anthem Blue View Vision And Lasik Coverage

Laser in-situ keratomileusis is an eye surgery that helps to correct refractive errors. If the surgery is successful, your need for glasses to see clearly comes to an end. Therefore, it can be cheaper in the long term than glasses and contacts.

Blue View Vision includes coverage for correcting refractive errors. You have coverage for problems like farsightedness , nearsightedness and astigmatism . The plan covers LASIK laser surgery, where you can save up to $800 through special offer discounts.

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Blue Cross Of California

Blue Cross of California was the predecessor of WellPoint Health Network Inc.

In 1982, Blue Cross of California was founded with the consolidation of Blue Cross of Northern California and Blue Cross of Southern California .

In 1992, WellPoint was formed to operate Blue Cross of California’s managed care business.

In January 1993, Blue Cross of California spun off its managed care business into a publicly traded entity, WellPoint Health Networks Inc. Blue Cross of California retained an 80% interest and voting control.

In 1996, Blue Cross of California restructured to a for-profit corporation, designating WellPoint Health Networks Inc. as the parent organization.

In April 1996, WellPoint completed its acquisition of Massachusetts Mutual Life Insurance Company‘s group life and health insurance subsidiaries for approximately $380 million, making it the second largest publicly held managed health company in the U.S. with 4 million policy holders.

In March 1997, WellPoint acquired the group health and life businesses of John Hancock Financial for $86.7 million. With this acquisition, WellPoint expanded its presence into Michigan, Texas, and the mid-Atlantic, and gained a unit that concentrated on serving the needs of large employers.

In 2000, WellPoint acquired PrecisionRx, a mail service pharmacy fulfillment center in Texas.

In 2003, WellPoint acquired Golden West Dental and Vision of Camarillo, California, and Cobalt, including Blue Cross and Blue Shield United of Wisconsin.

Anthem Medicare Vision Benefits

Northside Hospital patients to remain in-network with Anthem Blue Cross Blue Shield

Anthem Medicare Advantage plans can include coverage for vision exams, eyeglasses , and contact lenses. Some plans may also provide benefits to treat certain eye conditions.

Anthem supplemental vision packages provide many of the same benefits and may include dental coverage as well. The supplemental vision packages may also be added to an Anthem Medicare Advantage plan with or without vision benefits to add or enhance the plans vision coverage.

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How Do I Enroll In Blue Cross Blue Shield Vision Coverage

Speaking with an insurance agent is a great way to enroll in a Medicare Advantage plan. A licensed agent can help you review all the plan options available in your area, go over the costs and coverage included with each and answer any questions you may have about the plans. You can also compare plans online for free, with no obligation to enroll.

Our Eye Care Staff Is Here To Help You With Your Insurance

If you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits.

The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families. In many cases, vision insurance can lower these annual expenses.

A vision insurance policy is not the same as medical insurance. Regular medical health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost.

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Find An Optometrist Near You

Are you searching for an optometrist in the Greater St. Louis area who takes Anthem Blue Cross? Then you’ve come to the right place!

All the optometrists listed on this page accept Anthem Blue Cross as well as many other well-known carriers.

Find your nearest eye doctor to the left and click to make an appointment.

Enrolling In Anthem Vision Coverage

Anthem BlueCross BlueShield Review

There aren’t typically any restrictions surrounding enrollment in a standalone vision plan from Anthem. You do not have to be enrolled in an Anthem health insurance plan to purchase vision coverage, and you may enroll at any time of the year.

Medicare Advantage plans, however, require you to first be enrolled in Medicare Part A and Part B, and there are only certain times of the year in which you may sign up for a Medicare Advantage plan. You may also only enroll in a Medicare Advantage plan that is available where you live.

You can work with a licensed insurance agent to find an Anthem Medicare Advantage plan available in your area that includes vision benefits. You can also compare plans online to make sure you enroll in the best plan for your needs.

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How Much Does Bluecross Blueshield Cover For Eyeglasses

How much coverage is available for eyeglasses varies by plan. Most BCBS vision plans include an annual or biannual frame allowance, and a copay for standard optical lenses. If you want to upgrade your lenses or add treatments there may be additional copays or out-of-pocket costs. Were happy to check your BCBS vision benefits for you and explain whats covered.

Put Your Bcbs Vision Plan Benefits To Work

Getting the most from your vision plan benefits can help you and your family stay in good eye health. Start with routine eye exams, making sure you understand what your plan covers as far as eyewear or contact lenses.

And be sure to take advantage of any frame or lens benefits and allowances, along with other member discounts provided by your Blue Cross Blue Shield vision insurance plan.

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Anthem Blue View Vision: Plans Benefits And Costs

The Blue View Vision is the vision insurance coverage offered by Anthem, the second-largest health insurance provider in the United States. You can enroll in the vision benefits as a stand-alone policy or combine it with another health coverage. Here are the plans the company offers, including the costs.

Anthem Blue Cross Blue Shield

Anthem BCBS outlines the differences in Medicare coverage plans during 2021 for enrollment period

Anthem Blue Cross Blue Shield

Anthem Blue Cross Blue Shield was formed in 1940. Anthem company and WellPoint Health Networks, Inc. merged and then formed two Indianapolis companies- a mutual insurance company and mutual hospital insurance Inc. These two companies merged again into what we call Anthem.

Anthem Blue Cross was designed to help its customers with rapid access to tools and the information they need in health insurance field. The privacy of any customer is very vital and every effort is made at Anthem to safeguard any information we acquire. Any kind of personal information is not sold here.

TrueCoverage provides affordable health insurance through its partnership with Anthem. As a leader in the Healthcare Marketplace, we can find you the BEST health insurance and supplemental insurance policies anywhere. Our team also works to earn you every premium tax credit and insurance subsidy that you deserve.

Anthem maintains a network of multi-specialty practitioners, individual and independent doctors, health care facilitators, ancillary insurance providers to cater to all the enrollees of our health insurance plans through Anthem.

Health Insurance providers have agreement with Anthem on these coverage terms:

Self-insurance can also act as captive management retaining a huge group of insurers making a trust. A provider of self-insurance will provide and maintain evidence of these factors:

Looking to find affordable health insurance?

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How Is Vision Care Covered By Blue Cross Blue Shield

Depending on the BCBS Medicare Advantage plan you have, your plan may include some of the following types of vision coverage:

  • Routine vision exams are often covered in full, with no copayment required, provided that the exam is performed by an in-network eye doctor.
  • Frames are generally offered at a discounted price. Some plans may provide an allowance toward the cost of frames on top of the discounted price.
  • Eyeglass lenses are typically offered for a copayment or coinsurance.
  • Contact lenses may be offered at a discounted rate with or without an added allowance.
  • Sunglasses and non-prescription glasses might be available at a discounted rate.
  • LASIK surgery is often available at a discounted rate.
  • Retinal imaging may be offered at a discount.

When Can I Enroll In Vision Coverage Through Blue Cross Blue Shield

Vision coverage can generally be purchased at any time throughout the year. However, some plans may require you to wait until an open enrollment period if they will be added to an existing health insurance plan.

You may only enroll in a Medicare Advantage plan during certain times of the year, most notably during your Initial Enrollment Period and the Annual Enrollment Period, also known as the fall Medicare Open Enrollment Period .

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What Kind Of Vision Care Is Covered By Blue Cross Blue Shield

A Blue Cross Blue Shield insurance plan that includes vision benefits can cover things like annual eye exams, eyeglasses, contact lenses, screenings for various eye conditions, cataract surgery and LASIK eye surgery.

Not every BCBS plan is available in every location, and the benefits offered by plans can vary. Some BCBS plans may not offer vision benefits, so be sure to ask an insurance agent to help you explore all of the plan benefits before you enroll.

Its typical for Blue Cross Blue Shield to offer a couple different plan options to consumers. One plan option may feature a lower monthly premium but with no allowances available for frames or lenses, while another plan option may come with a higher premium but includes allowances for frames, eyeglass lenses and contact lenses.

How Much Does An Anthem Bluecross Blueshield Vision Plan Cost

Anthem Blue Cross Blue Shield Insurance Number

With a Blue View Vision Insurance plan, you get yearly eye exams and lenses for a $10-$20 copay. Contact lenses are also available yearly with a $80 to $200 allowance, but availability changes to every 24 months if bundled with health insurance. New frames are available on the same timeframe as contact lenses, but with a $130-$200 allowance. Other benefits include up to $800 off of LASIK and up to 75% off of retail costs if you visit an in-network doctor.

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Anthem Vision Insurance Review

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The following companies are our partners in Vision Insurance: VSP, Direct Vision, and Golden Rule Insurance Company.

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Dont Miss Out On Member Discounts

With a BCBS vision plan, you can save on frames, lenses and contact lenses. But your plan might also offer additional perks and discounts that are often easily overlooked.

For example, depending on the plan, you may be able to save up to $800 on laser and other eye surgeries. Some BCBS vision plans offer extra benefits for kids, like free impact-resistant or transition lenses.

If youre a member of the 2022 FEP federal vision plan, a second in-network vision care exam and a second set of eyeglasses for children aged 13 and under will be covered.

The second in-network eye exam and eyeglasses benefit also covers adults with the following conditions:

  • Head and neck cancer patients going through radiation therapy

Review your BCBS vision plan benefits to make sure you dont miss out on any discounts that can save money and benefit your eye health.

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Opposition To Healthcare Reform

In August 2009, Anthem, the largest for-profit insurer in California, contacted its employees and urged them to get involved to oppose healthcare reforms proposed during the Obama administration. Consumer Watchdog, a nonprofit watchdog organization in Santa Monica, asked California Atty. Gen. Jerry Brown to investigate its claim that WellPoint had illegally pushed workers to write to their elected officials, attend town hall meetings and enlist family and friends to ensure an overhaul that would match the firms interests. According to Consumer Watchdog, California’s labor code directly prohibits coercive communications, including forbidding employers from controlling, coercing or influencing employees’ political activities or affiliations. WellPoint had not been contacted by the California attorney general and had not seen any complaint.

Through 2010 and into 2011, WellPoint senior executives met monthly with executives of other major health insurers to blunt the effect of the Patient Protection and Affordable Care Act.

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